Cardinal One Payments Rochester NY

Lower your credit card processing fees today

Low Fees or No Fees. No Setup, Annual, or Hidden Fees
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Low Fees or No Fees Credit Card Processing

We help merchants accept credit cards in store, online and while on the go. We deliver industry leading payment solutions including credit card machines, payment gateways and payment terminal. We have helped our merchants save thousands in processing fees.
At Cardinal One Payments, we make it possible for your business to accept all non-cash forms of payment so you can improve convenience, and enhance your revenue management.

Our mission is to simplify the payment process with our transparent pricing and honest representatives.  We are a A+ BBB accredited business with over 100+ satisfied merchants.

We are committed to our transparent pricing with no hidden fees, no setup fees, low rates and no price increases, ever.
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"We work with hundreds of businesses in the US and Canada, providing the most affordable & efficient credit card solutions."
Austin & Eric Partners
  • Stars
    In today’s fast pace business atmosphere, they make accepting credit cards easy and…we are very pleased with Cardinal One Payments
    Laduca Law Firm
  • Stars
    Cardinal One Payments over 30% on my credit card fees. Their no-cost marketing is a big help to us.
    Foster's Hilton, NY
  • Stars
    Austin was able to save us thousands and is always available if one of our locations has an issue
    Midtown Tire, Inc.

Payment Processing Solutions

Merchant Account Services

Card Terminals

POS Payment Solutions


Mobile Payment Solutions Rochester

Mobile Payments

eCommerce Processing Rochester

Virtual Terminal

Why Choose Cardinal One Payments?

Clover PoS Cardinal One Payments
No Setup Fees
No Hidden Fees
No Contract
No Price Increases
Low Rates
No Contract
No Fee Increases
Transparent Pricing
Cash Incentive Programs
On-Site Support

No Contract

Afraid that you'll be stuck in a 2 or 3 year contract? Worry free - month to month agreements. Cancel anytime without any cancellation fee.

No Fee Increases

We opt-out our merchants from any fee increases. Keeping your rate as low from the start! We carefully watch over your account, with periodic reviews - ensuring that you're not hit with unnecessary fees.

No Annual or Hidden fees. Only Low fees!

You will get "at cost pricing + a small markup" when you work with us, no matter how small your business is!

Cash Incentive Programs

We offer various Cash Inventive Programs that allow merchants to eliminate up to 97% of their credit card fees. Apply a small service fee to any sale paid for with a card, and offer a discount to customers who pay with cash. 

On-Site Support

One of our local specialists will help you setup your new equipment while offering support from start to finish.

Industries We Serve

Retail Payment Processing
Take payments however your customers choose. With Cardinal One Payments, you can accept all major cards easily and securely, whether by traditional terminals or mobile wallet. Never miss an opportunity to connect with your customers and improve in-store efficiency. Ask us about our Reverse Cash Discount program.
Our industry leading line of payment terminals allow you to easily and securely process payments. We offer zero to low cost rental options with any model in your reach. A virtual terminal option removes the need for special payment hardware. Use any computer or tablet browser. All equipped with powerful security so sensitive cardholder and transaction data is secured.
Healthcare Payment Processing
Restaurant Payment Processing
Our carefully selected line of payment solutions and terminals allow you to easily and securely process payments. We offer zero to low cost rental options put any model in your reach. For restaurants offering pick-up, delivery or other remote services, a virtual terminal removes the need for payment hardware. Ask us about our Reverse Cash Discount program.
Our payment gateway integrations are built for ease of use. We help integrate our payment processing with eCommerce, web shopping carts, and software integrations. At Cardinal One Payments, we offer a rich set of plug-and-play integrations. We help make things simple and secure, while doing less work.
eCommerce Payment Solutions

Our Trusted Partners

Clover Logo
Lavu Payment Processing
Heartland POS

Businesses don't need to pay so much.
Let's reduce credit card processing fees.

Save on your fees today
Cardinal One Payments Rochester
Cardinal One Payment Solutions
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